{
  "canonical_url": "https://lendb.ai/in/texas/galveston-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 6 funded USDA home loans in Galveston County, TX in 2025, 31 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (26), United Wholesale Mortgage (1) and Kind Lending, LLC (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Galveston County are linked below.",
  "county": {
    "fips": "48167",
    "name": "Galveston County",
    "state": "TX"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 6,
    "lenders_10": 1,
    "loans": 31,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 1079821,
            "full_name": "Rafaela Ruffino",
            "canonical_url": "https://lendb.ai/lo/rafaela-ruffino-1079821",
            "branch_city": "Friendswood",
            "branch_state": "TX"
          },
          {
            "nmls_id": 2633266,
            "full_name": "Stephanie Hadley",
            "canonical_url": "https://lendb.ai/lo/stephanie-hadley-2633266",
            "branch_city": "Friendswood",
            "branch_state": "TX"
          },
          {
            "nmls_id": 109264,
            "full_name": "Veronica Lye",
            "canonical_url": "https://lendb.ai/lo/veronica-lye-109264",
            "branch_city": "Friendswood",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1937279,
      "name": "NextMortgage, LLC",
      "slug": "nextmortgage-llc-1937279",
      "canonical_url": "https://lendb.ai/lender/nextmortgage-llc-1937279",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}