{
  "canonical_url": "https://lendb.ai/in/texas/grayson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Grayson County, TX in 2025, 15 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (4), CMG Home Loans (3) and United Wholesale Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Grayson County are linked below.",
  "county": {
    "fips": "48181",
    "name": "Grayson County",
    "state": "TX"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 8,
    "lenders_10": 0,
    "loans": 15,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 231122,
            "full_name": "Michelle Castle",
            "canonical_url": "https://lendb.ai/lo/michelle-castle-231122",
            "branch_city": "Sherman",
            "branch_state": "TX"
          },
          {
            "nmls_id": 451748,
            "full_name": "Allen Martin",
            "canonical_url": "https://lendb.ai/lo/allen-martin-451748",
            "branch_city": "Sherman",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1610040,
            "full_name": "Traci Ruth Cherry",
            "canonical_url": "https://lendb.ai/lo/traci-ruth-cherry-1610040",
            "branch_city": "Sherman",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1236113,
            "full_name": "Juliana Stark",
            "canonical_url": "https://lendb.ai/lo/juliana-stark-1236113",
            "branch_city": "Celina",
            "branch_state": "TX"
          },
          {
            "nmls_id": 230546,
            "full_name": "Bonnie Grisham",
            "canonical_url": "https://lendb.ai/lo/bonnie-grisham-230546",
            "branch_city": "Celina",
            "branch_state": "TX"
          },
          {
            "nmls_id": 536153,
            "full_name": "Dana Allen",
            "canonical_url": "https://lendb.ai/lo/dana-allen-536153",
            "branch_city": "Celina",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3259,
      "name": "K. Hovnanian American Mortgage, L.L.C.",
      "slug": "k-hovnanian-american-mortgage-l-l-c-3259",
      "canonical_url": "https://lendb.ai/lender/k-hovnanian-american-mortgage-l-l-c-3259",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 150009,
      "name": "Click n' Close, Inc.",
      "slug": "click-n-close-inc-150009",
      "canonical_url": "https://lendb.ai/lender/click-n-close-inc-150009",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1955132,
      "name": "Aspire Home Loans, LLC",
      "slug": "aspire-home-loans-llc-1955132",
      "canonical_url": "https://lendb.ai/lender/aspire-home-loans-llc-1955132",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}