{
  "canonical_url": "https://lendb.ai/in/texas/lubbock-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 167 funded conventional home loans in Lubbock County, TX in 2025, 1,690 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (220), United Wholesale Mortgage (152) and Prosperity Bank (93). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lubbock County are linked below.",
  "county": {
    "fips": "48303",
    "name": "Lubbock County",
    "state": "TX"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 167,
    "lenders_10": 31,
    "loans": 1690,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 220,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 152,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 466414,
      "name": "Prosperity Bank",
      "slug": "prosperity-bank-466414",
      "canonical_url": "https://lendb.ai/lender/prosperity-bank-466414",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 483875,
            "full_name": "Cy Hill",
            "canonical_url": "https://lendb.ai/lo/cy-hill-483875",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 846727,
            "full_name": "Jason Rachels",
            "canonical_url": "https://lendb.ai/lo/jason-rachels-846727",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 92,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 790469,
            "full_name": "Alan Adams",
            "canonical_url": "https://lendb.ai/lo/alan-adams-790469",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1204334,
            "full_name": "Harla McDougal",
            "canonical_url": "https://lendb.ai/lo/harla-mcdougal-1204334",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1770783,
            "full_name": "Jennifer Jobe",
            "canonical_url": "https://lendb.ai/lo/jennifer-jobe-1770783",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 74,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 79445,
      "name": "Residential Wholesale Mortgage, Inc.",
      "slug": "residential-wholesale-mortgage-inc-79445",
      "canonical_url": "https://lendb.ai/lender/residential-wholesale-mortgage-inc-79445",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 338710,
            "full_name": "Heather Glenn",
            "canonical_url": "https://lendb.ai/lo/heather-glenn-338710",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 2480909,
            "full_name": "Hailey Tapp",
            "canonical_url": "https://lendb.ai/lo/hailey-tapp-2480909",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 335849,
            "full_name": "Phebe Ellis-Roach",
            "canonical_url": "https://lendb.ai/lo/phebe-ellis-roach-335849",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1752296,
            "full_name": "Cameron Lambo",
            "canonical_url": "https://lendb.ai/lo/cameron-lambo-1752296",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 167441,
      "name": "AmWest Funding Corp.",
      "slug": "amwest-funding-corp-167441",
      "canonical_url": "https://lendb.ai/lender/amwest-funding-corp-167441",
      "loans": 43,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}