{
  "canonical_url": "https://lendb.ai/in/texas/lubbock-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 82 funded FHA home loans in Lubbock County, TX in 2025, 703 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (144), Cardinal Financial Company (88) and United Wholesale Mortgage (47). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lubbock County are linked below.",
  "county": {
    "fips": "48303",
    "name": "Lubbock County",
    "state": "TX"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 82,
    "lenders_10": 14,
    "loans": 703,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 144,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 88,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 790469,
            "full_name": "Alan Adams",
            "canonical_url": "https://lendb.ai/lo/alan-adams-790469",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1204334,
            "full_name": "Harla McDougal",
            "canonical_url": "https://lendb.ai/lo/harla-mcdougal-1204334",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 1770783,
            "full_name": "Jennifer Jobe",
            "canonical_url": "https://lendb.ai/lo/jennifer-jobe-1770783",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 47,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1752296,
            "full_name": "Cameron Lambo",
            "canonical_url": "https://lendb.ai/lo/cameron-lambo-1752296",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 79445,
      "name": "Residential Wholesale Mortgage, Inc.",
      "slug": "residential-wholesale-mortgage-inc-79445",
      "canonical_url": "https://lendb.ai/lender/residential-wholesale-mortgage-inc-79445",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 338710,
            "full_name": "Heather Glenn",
            "canonical_url": "https://lendb.ai/lo/heather-glenn-338710",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 2480909,
            "full_name": "Hailey Tapp",
            "canonical_url": "https://lendb.ai/lo/hailey-tapp-2480909",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          },
          {
            "nmls_id": 335849,
            "full_name": "Phebe Ellis-Roach",
            "canonical_url": "https://lendb.ai/lo/phebe-ellis-roach-335849",
            "branch_city": "Lubbock",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 20,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}