{
  "canonical_url": "https://lendb.ai/in/utah/cache-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 80 funded conventional home loans in Cache County, UT in 2025, 1,203 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (237), United Wholesale Mortgage (227) and First Colony Mortgage Corporation (120). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cache County are linked below.",
  "county": {
    "fips": "49005",
    "name": "Cache County",
    "state": "UT"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 80,
    "lenders_10": 17,
    "loans": 1203,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 237,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 80226,
            "full_name": "Karen Nielson",
            "canonical_url": "https://lendb.ai/lo/karen-nielson-80226",
            "branch_city": "Logan",
            "branch_state": "UT"
          },
          {
            "nmls_id": 139284,
            "full_name": "Trudi Hatch",
            "canonical_url": "https://lendb.ai/lo/trudi-hatch-139284",
            "branch_city": "Tremonton",
            "branch_state": "UT"
          },
          {
            "nmls_id": 1096552,
            "full_name": "Tara Rutherford",
            "canonical_url": "https://lendb.ai/lo/tara-rutherford-1096552",
            "branch_city": "Brigham City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 227,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 120,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 104,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 611754,
            "full_name": "Jeanette John",
            "canonical_url": "https://lendb.ai/lo/jeanette-john-611754",
            "branch_city": "Logan",
            "branch_state": "UT"
          },
          {
            "nmls_id": 2060069,
            "full_name": "Whitney Gifford",
            "canonical_url": "https://lendb.ai/lo/whitney-gifford-2060069",
            "branch_city": "Logan",
            "branch_state": "UT"
          },
          {
            "nmls_id": 299573,
            "full_name": "Julie Campbell",
            "canonical_url": "https://lendb.ai/lo/julie-campbell-299573",
            "branch_city": "Brigham City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3821,
      "name": "Provident Funding Associates, L.P.",
      "slug": "provident-funding-associates-l-p-3821",
      "canonical_url": "https://lendb.ai/lender/provident-funding-associates-l-p-3821",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1124061,
      "name": "Lower",
      "slug": "lower-1124061",
      "canonical_url": "https://lendb.ai/lender/lower-1124061",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}