{
  "canonical_url": "https://lendb.ai/in/utah/cache-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 33 funded VA home loans in Cache County, UT in 2025, 144 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (27), Veterans United Home Loans (21) and Guild Mortgage (12). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cache County are linked below.",
  "county": {
    "fips": "49005",
    "name": "Cache County",
    "state": "UT"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 33,
    "lenders_10": 4,
    "loans": 144,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 80226,
            "full_name": "Karen Nielson",
            "canonical_url": "https://lendb.ai/lo/karen-nielson-80226",
            "branch_city": "Logan",
            "branch_state": "UT"
          },
          {
            "nmls_id": 139284,
            "full_name": "Trudi Hatch",
            "canonical_url": "https://lendb.ai/lo/trudi-hatch-139284",
            "branch_city": "Tremonton",
            "branch_state": "UT"
          },
          {
            "nmls_id": 1096552,
            "full_name": "Tara Rutherford",
            "canonical_url": "https://lendb.ai/lo/tara-rutherford-1096552",
            "branch_city": "Brigham City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 611754,
            "full_name": "Jeanette John",
            "canonical_url": "https://lendb.ai/lo/jeanette-john-611754",
            "branch_city": "Logan",
            "branch_state": "UT"
          },
          {
            "nmls_id": 2060069,
            "full_name": "Whitney Gifford",
            "canonical_url": "https://lendb.ai/lo/whitney-gifford-2060069",
            "branch_city": "Logan",
            "branch_state": "UT"
          },
          {
            "nmls_id": 299573,
            "full_name": "Julie Campbell",
            "canonical_url": "https://lendb.ai/lo/julie-campbell-299573",
            "branch_city": "Brigham City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3277,
      "name": "Sun West Mortgage",
      "slug": "sun-west-mortgage-3277",
      "canonical_url": "https://lendb.ai/lender/sun-west-mortgage-3277",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}