{
  "canonical_url": "https://lendb.ai/in/utah/davis-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 127 funded conventional home loans in Davis County, UT in 2025, 3,569 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (552), Rocket Mortgage (471) and Guild Mortgage (274). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Davis County are linked below.",
  "county": {
    "fips": "49011",
    "name": "Davis County",
    "state": "UT"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 127,
    "lenders_10": 43,
    "loans": 3569,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 552,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 471,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 274,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 11431,
            "full_name": "Brett Mills",
            "canonical_url": "https://lendb.ai/lo/brett-mills-11431",
            "branch_city": "Clearfield",
            "branch_state": "UT"
          },
          {
            "nmls_id": 207483,
            "full_name": "Julie Steele",
            "canonical_url": "https://lendb.ai/lo/julie-steele-207483",
            "branch_city": "Clearfield",
            "branch_state": "UT"
          },
          {
            "nmls_id": 2040076,
            "full_name": "Christian Bingham",
            "canonical_url": "https://lendb.ai/lo/christian-bingham-2040076",
            "branch_city": "Clearfield",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 259,
      "includes_brokered": false,
      "loan_officers": {
        "total": 34,
        "people": [
          {
            "nmls_id": 442493,
            "full_name": "Danene Strand",
            "canonical_url": "https://lendb.ai/lo/danene-strand-442493",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          },
          {
            "nmls_id": 268662,
            "full_name": "Elisha Hurlburt",
            "canonical_url": "https://lendb.ai/lo/elisha-hurlburt-268662",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          },
          {
            "nmls_id": 296065,
            "full_name": "Tiff Leishman",
            "canonical_url": "https://lendb.ai/lo/tiff-leishman-296065",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 192,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3821,
      "name": "Provident Funding Associates, L.P.",
      "slug": "provident-funding-associates-l-p-3821",
      "canonical_url": "https://lendb.ai/lender/provident-funding-associates-l-p-3821",
      "loans": 127,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 125,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 107,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 101,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 289271,
            "full_name": "Julaine Campbell",
            "canonical_url": "https://lendb.ai/lo/julaine-campbell-289271",
            "branch_city": "Kaysville",
            "branch_state": "UT"
          },
          {
            "nmls_id": 468085,
            "full_name": "Curtis Packer",
            "canonical_url": "https://lendb.ai/lo/curtis-packer-468085",
            "branch_city": "Kaysville",
            "branch_state": "UT"
          },
          {
            "nmls_id": 162239,
            "full_name": "Jennifer Lynn Reich",
            "canonical_url": "https://lendb.ai/lo/jennifer-lynn-reich-162239",
            "branch_city": "Kaysville",
            "branch_state": "UT"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}