{
  "canonical_url": "https://lendb.ai/in/utah/davis-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 69 funded FHA home loans in Davis County, UT in 2025, 895 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (135), Intercap Lending (93) and Kind Lending, LLC (71). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Davis County are linked below.",
  "county": {
    "fips": "49011",
    "name": "Davis County",
    "state": "UT"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 69,
    "lenders_10": 20,
    "loans": 895,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 135,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 34,
        "people": [
          {
            "nmls_id": 442493,
            "full_name": "Danene Strand",
            "canonical_url": "https://lendb.ai/lo/danene-strand-442493",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          },
          {
            "nmls_id": 268662,
            "full_name": "Elisha Hurlburt",
            "canonical_url": "https://lendb.ai/lo/elisha-hurlburt-268662",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          },
          {
            "nmls_id": 296065,
            "full_name": "Tiff Leishman",
            "canonical_url": "https://lendb.ai/lo/tiff-leishman-296065",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 71,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 70,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 11431,
            "full_name": "Brett Mills",
            "canonical_url": "https://lendb.ai/lo/brett-mills-11431",
            "branch_city": "Clearfield",
            "branch_state": "UT"
          },
          {
            "nmls_id": 207483,
            "full_name": "Julie Steele",
            "canonical_url": "https://lendb.ai/lo/julie-steele-207483",
            "branch_city": "Clearfield",
            "branch_state": "UT"
          },
          {
            "nmls_id": 2040076,
            "full_name": "Christian Bingham",
            "canonical_url": "https://lendb.ai/lo/christian-bingham-2040076",
            "branch_city": "Clearfield",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 51,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3151,
      "name": "RANLife, Inc.",
      "slug": "ranlife-inc-3151",
      "canonical_url": "https://lendb.ai/lender/ranlife-inc-3151",
      "loans": 34,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3116,
      "name": "SecurityNational Mortgage Company",
      "slug": "securitynational-mortgage-company-3116",
      "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 927769,
            "full_name": "Claudia Louise Miller",
            "canonical_url": "https://lendb.ai/lo/claudia-louise-miller-927769",
            "branch_city": "Salt Lake City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}