{
  "canonical_url": "https://lendb.ai/in/utah/iron-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 87 funded conventional home loans in Iron County, UT in 2025, 849 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (157), Guild Mortgage (91) and Rocket Mortgage (80). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Iron County are linked below.",
  "county": {
    "fips": "49021",
    "name": "Iron County",
    "state": "UT"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 87,
    "lenders_10": 13,
    "loans": 849,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 157,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 91,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 305514,
            "full_name": "Spencer MC Valerio",
            "canonical_url": "https://lendb.ai/lo/spencer-mc-valerio-305514",
            "branch_city": "Cedar City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 80,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 66,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 64,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 281079,
            "full_name": "Dewey Warner",
            "canonical_url": "https://lendb.ai/lo/dewey-warner-281079",
            "branch_city": "Cedar City",
            "branch_state": "UT"
          },
          {
            "nmls_id": 1832068,
            "full_name": "Tyler Rowland",
            "canonical_url": "https://lendb.ai/lo/tyler-rowland-1832068",
            "branch_city": "Cedar City",
            "branch_state": "UT"
          },
          {
            "nmls_id": 376290,
            "full_name": "Stacey Warner",
            "canonical_url": "https://lendb.ai/lo/stacey-warner-376290",
            "branch_city": "Cedar City",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 35,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3116,
      "name": "SecurityNational Mortgage Company",
      "slug": "securitynational-mortgage-company-3116",
      "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}