{
  "canonical_url": "https://lendb.ai/in/utah/morgan-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 47 funded conventional home loans in Morgan County, UT in 2025, 170 loans in all, per HMDA, FFIEC/CFPB data. The most active were Intercap Lending (28), Guild Mortgage (25) and United Wholesale Mortgage (22). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Morgan County are linked below.",
  "county": {
    "fips": "49029",
    "name": "Morgan County",
    "state": "UT"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 47,
    "lenders_10": 4,
    "loans": 170,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 34,
        "people": [
          {
            "nmls_id": 1027103,
            "full_name": "Maria Thompson",
            "canonical_url": "https://lendb.ai/lo/maria-thompson-1027103",
            "branch_city": "Farmington",
            "branch_state": "UT"
          },
          {
            "nmls_id": 442493,
            "full_name": "Danene Strand",
            "canonical_url": "https://lendb.ai/lo/danene-strand-442493",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          },
          {
            "nmls_id": 268662,
            "full_name": "Elisha Hurlburt",
            "canonical_url": "https://lendb.ai/lo/elisha-hurlburt-268662",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 303951,
            "full_name": "Brady Peterson",
            "canonical_url": "https://lendb.ai/lo/brady-peterson-303951",
            "branch_city": "Layton",
            "branch_state": "UT"
          },
          {
            "nmls_id": 654876,
            "full_name": "Kim Townsend",
            "canonical_url": "https://lendb.ai/lo/kim-townsend-654876",
            "branch_city": "Layton",
            "branch_state": "UT"
          },
          {
            "nmls_id": 1013404,
            "full_name": "Jess Patterson",
            "canonical_url": "https://lendb.ai/lo/jess-patterson-1013404",
            "branch_city": "Layton",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 22,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 130676,
      "name": "HomeAmerican Mortgage Corporation",
      "slug": "homeamerican-mortgage-corporation-130676",
      "canonical_url": "https://lendb.ai/lender/homeamerican-mortgage-corporation-130676",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1359687,
      "name": "Canopy Mortgage, LLC",
      "slug": "canopy-mortgage-llc-1359687",
      "canonical_url": "https://lendb.ai/lender/canopy-mortgage-llc-1359687",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 167441,
      "name": "AmWest Funding Corp.",
      "slug": "amwest-funding-corp-167441",
      "canonical_url": "https://lendb.ai/lender/amwest-funding-corp-167441",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}