{
  "canonical_url": "https://lendb.ai/in/utah/morgan-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 14 funded VA home loans in Morgan County, UT in 2025, 25 loans in all, per HMDA, FFIEC/CFPB data. The most active were Intercap Lending (4), United Wholesale Mortgage (3) and CMG Home Loans (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Morgan County are linked below.",
  "county": {
    "fips": "49029",
    "name": "Morgan County",
    "state": "UT"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 14,
    "lenders_10": 0,
    "loans": 25,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 34,
        "people": [
          {
            "nmls_id": 1027103,
            "full_name": "Maria Thompson",
            "canonical_url": "https://lendb.ai/lo/maria-thompson-1027103",
            "branch_city": "Farmington",
            "branch_state": "UT"
          },
          {
            "nmls_id": 442493,
            "full_name": "Danene Strand",
            "canonical_url": "https://lendb.ai/lo/danene-strand-442493",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          },
          {
            "nmls_id": 268662,
            "full_name": "Elisha Hurlburt",
            "canonical_url": "https://lendb.ai/lo/elisha-hurlburt-268662",
            "branch_city": "South Ogden",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 26,
        "people": [
          {
            "nmls_id": 303951,
            "full_name": "Brady Peterson",
            "canonical_url": "https://lendb.ai/lo/brady-peterson-303951",
            "branch_city": "Layton",
            "branch_state": "UT"
          },
          {
            "nmls_id": 654876,
            "full_name": "Kim Townsend",
            "canonical_url": "https://lendb.ai/lo/kim-townsend-654876",
            "branch_city": "Layton",
            "branch_state": "UT"
          },
          {
            "nmls_id": 1013404,
            "full_name": "Jess Patterson",
            "canonical_url": "https://lendb.ai/lo/jess-patterson-1013404",
            "branch_city": "Layton",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}