{
  "canonical_url": "https://lendb.ai/in/utah/utah-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 71 funded VA home loans in Utah County, UT in 2025, 680 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (155), First Colony Mortgage Corporation (48) and Rocket Mortgage (47). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Utah County are linked below.",
  "county": {
    "fips": "49049",
    "name": "Utah County",
    "state": "UT"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 71,
    "lenders_10": 17,
    "loans": 680,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 155,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 48,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 47,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 190465,
      "name": "Intercap Lending",
      "slug": "intercap-lending-190465",
      "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 91461,
            "full_name": "Ashley Siepert",
            "canonical_url": "https://lendb.ai/lo/ashley-siepert-91461",
            "branch_city": "Pleasant Grove",
            "branch_state": "UT"
          },
          {
            "nmls_id": 202170,
            "full_name": "Jennifer Riding",
            "canonical_url": "https://lendb.ai/lo/jennifer-riding-202170",
            "branch_city": "Pleasant Grove",
            "branch_state": "UT"
          },
          {
            "nmls_id": 222015,
            "full_name": "Jimmy Miller",
            "canonical_url": "https://lendb.ai/lo/jimmy-miller-222015",
            "branch_city": "Pleasant Grove",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 262718,
            "full_name": "Brad Mabey",
            "canonical_url": "https://lendb.ai/lo/brad-mabey-262718",
            "branch_city": "Spanish Fork",
            "branch_state": "UT"
          },
          {
            "nmls_id": 304388,
            "full_name": "Mindy Covington",
            "canonical_url": "https://lendb.ai/lo/mindy-covington-304388",
            "branch_city": "Spanish Fork",
            "branch_state": "UT"
          },
          {
            "nmls_id": 218708,
            "full_name": "Ryan Robinson",
            "canonical_url": "https://lendb.ai/lo/ryan-robinson-218708",
            "branch_city": "Draper",
            "branch_state": "UT"
          }
        ]
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 20,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}