{
  "canonical_url": "https://lendb.ai/in/vermont/franklin-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in Franklin County, VT in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were Movement Mortgage (3), CMG Home Loans (2) and Guild Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Franklin County are linked below.",
  "county": {
    "fips": "50011",
    "name": "Franklin County",
    "state": "VT"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 6,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 2056533,
            "full_name": "Mike Malinowski",
            "canonical_url": "https://lendb.ai/lo/mike-malinowski-2056533",
            "branch_city": "Colchester",
            "branch_state": "VT"
          },
          {
            "nmls_id": 184443,
            "full_name": "Andy Nazarey",
            "canonical_url": "https://lendb.ai/lo/andy-nazarey-184443",
            "branch_city": "Colchester",
            "branch_state": "VT"
          },
          {
            "nmls_id": 501021,
            "full_name": "Janet Knutsen",
            "canonical_url": "https://lendb.ai/lo/janet-knutsen-501021",
            "branch_city": "Colchester",
            "branch_state": "VT"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}