{
  "canonical_url": "https://lendb.ai/in/vermont/lamoille-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 15 funded FHA home loans in Lamoille County, VT in 2025, 22 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (4), United Wholesale Mortgage (3) and Newrez (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lamoille County are linked below.",
  "county": {
    "fips": "50015",
    "name": "Lamoille County",
    "state": "VT"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 15,
    "lenders_10": 0,
    "loans": 22,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 2056533,
            "full_name": "Mike Malinowski",
            "canonical_url": "https://lendb.ai/lo/mike-malinowski-2056533",
            "branch_city": "Colchester",
            "branch_state": "VT"
          },
          {
            "nmls_id": 180400,
            "full_name": "Jeff Myers",
            "canonical_url": "https://lendb.ai/lo/jeff-myers-180400",
            "branch_city": "Stowe",
            "branch_state": "VT"
          },
          {
            "nmls_id": 184443,
            "full_name": "Andy Nazarey",
            "canonical_url": "https://lendb.ai/lo/andy-nazarey-184443",
            "branch_city": "Colchester",
            "branch_state": "VT"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6521,
      "name": "Homebridge Financial Services",
      "slug": "homebridge-financial-services-6521",
      "canonical_url": "https://lendb.ai/lender/homebridge-financial-services-6521",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 71655,
      "name": "Norwich Commercial Group, Inc.",
      "slug": "norwich-commercial-group-inc-71655",
      "canonical_url": "https://lendb.ai/lender/norwich-commercial-group-inc-71655",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}