{
  "canonical_url": "https://lendb.ai/in/vermont/lamoille-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 11 funded VA home loans in Lamoille County, VT in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (5), Rocket Mortgage (2) and Union Home Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lamoille County are linked below.",
  "county": {
    "fips": "50015",
    "name": "Lamoille County",
    "state": "VT"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 11,
    "lenders_10": 0,
    "loans": 16,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 142906,
            "full_name": "Kim Negron",
            "canonical_url": "https://lendb.ai/lo/kim-negron-142906",
            "branch_city": "South Burlington",
            "branch_state": "VT"
          },
          {
            "nmls_id": 474207,
            "full_name": "David Hogan",
            "canonical_url": "https://lendb.ai/lo/david-hogan-474207",
            "branch_city": "South Burlington",
            "branch_state": "VT"
          },
          {
            "nmls_id": 1656276,
            "full_name": "Justin Mead",
            "canonical_url": "https://lendb.ai/lo/justin-mead-1656276",
            "branch_city": "South Burlington",
            "branch_state": "VT"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 2056533,
            "full_name": "Mike Malinowski",
            "canonical_url": "https://lendb.ai/lo/mike-malinowski-2056533",
            "branch_city": "Colchester",
            "branch_state": "VT"
          },
          {
            "nmls_id": 180400,
            "full_name": "Jeff Myers",
            "canonical_url": "https://lendb.ai/lo/jeff-myers-180400",
            "branch_city": "Stowe",
            "branch_state": "VT"
          },
          {
            "nmls_id": 184443,
            "full_name": "Andy Nazarey",
            "canonical_url": "https://lendb.ai/lo/andy-nazarey-184443",
            "branch_city": "Colchester",
            "branch_state": "VT"
          }
        ]
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 401822,
      "name": "PenFed Credit Union",
      "slug": "penfed-credit-union-401822",
      "canonical_url": "https://lendb.ai/lender/penfed-credit-union-401822",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}