{
  "canonical_url": "https://lendb.ai/in/virginia/albemarle-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 119 funded conventional home loans in Albemarle County, VA in 2025, 967 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (130), First Heritage Mortgage (101) and United Wholesale Mortgage (79). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Albemarle County are linked below.",
  "county": {
    "fips": "51003",
    "name": "Albemarle County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 119,
    "lenders_10": 22,
    "loans": 967,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 130,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 202242,
            "full_name": "Ben Aliff",
            "canonical_url": "https://lendb.ai/lo/ben-aliff-202242",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 915587,
            "full_name": "Lindsay Witt",
            "canonical_url": "https://lendb.ai/lo/lindsay-witt-915587",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2115744,
            "full_name": "Jaime Laugelli",
            "canonical_url": "https://lendb.ai/lo/jaime-laugelli-2115744",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 79,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 907344,
            "full_name": "Jenna Stiltner",
            "canonical_url": "https://lendb.ai/lo/jenna-stiltner-907344",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 460056,
            "full_name": "Karen Frank",
            "canonical_url": "https://lendb.ai/lo/karen-frank-460056",
            "branch_city": "Staunton",
            "branch_state": "VA"
          },
          {
            "nmls_id": 831263,
            "full_name": "Paige Bryant",
            "canonical_url": "https://lendb.ai/lo/paige-bryant-831263",
            "branch_city": "Staunton",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 266414,
            "full_name": "Daniel MacDougall",
            "canonical_url": "https://lendb.ai/lo/daniel-macdougall-266414",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 29,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 296029,
            "full_name": "Blane Stewart",
            "canonical_url": "https://lendb.ai/lo/blane-stewart-296029",
            "branch_city": "Orange",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1561889,
            "full_name": "Anthony Cellini",
            "canonical_url": "https://lendb.ai/lo/anthony-cellini-1561889",
            "branch_city": "Orange",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1907313,
            "full_name": "Harrison Wesson",
            "canonical_url": "https://lendb.ai/lo/harrison-wesson-1907313",
            "branch_city": "Orange",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}