{
  "canonical_url": "https://lendb.ai/in/virginia/bedford-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 105 funded conventional home loans in Bedford County, VA in 2025, 751 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (147), ALCOVA Mortgage (55) and Atlantic Bay Mortgage Group (47). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bedford County are linked below.",
  "county": {
    "fips": "51019",
    "name": "Bedford County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 105,
    "lenders_10": 20,
    "loans": 751,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 147,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 28,
        "people": [
          {
            "nmls_id": 1122840,
            "full_name": "Mitch Sellers",
            "canonical_url": "https://lendb.ai/lo/mitch-sellers-1122840",
            "branch_city": "Vinton",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1222391,
            "full_name": "Matt Crizer",
            "canonical_url": "https://lendb.ai/lo/matt-crizer-1222391",
            "branch_city": "Vinton",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1642964,
            "full_name": "Will Blaylock",
            "canonical_url": "https://lendb.ai/lo/thomas-blaylock-1642964",
            "branch_city": "Vinton",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 45,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 540716,
            "full_name": "Ashley Wickstrom",
            "canonical_url": "https://lendb.ai/lo/ashley-wickstrom-540716",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1229598,
            "full_name": "Will Luper",
            "canonical_url": "https://lendb.ai/lo/william-luper-1229598",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1310514,
            "full_name": "Scott Martin",
            "canonical_url": "https://lendb.ai/lo/scott-martin-1310514",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1733193,
            "full_name": "Dan Dulgher",
            "canonical_url": "https://lendb.ai/lo/dan-dulgher-1733193",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1788704,
            "full_name": "Alison Scott",
            "canonical_url": "https://lendb.ai/lo/alison-scott-1788704",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}