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canonical_url: https://lendb.ai/in/virginia/bedford-county/fha-loans
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# Top lenders for FHA loans in Bedford County, VA

These are lenders, not loan officers. Of the lenders LenDb lists, 59 funded FHA home loans in Bedford County, VA in 2025, 273 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (39), United Wholesale Mortgage (33) and Fairway Independent Mortgage Corporation (17). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bedford County are linked below.

## Most FHA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 39 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bedford County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 33 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bedford County yet.
3. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 17 FHA loans
   - Loan officers LenDb lists at this lender near Bedford County: 8 ([Ashley Wickstrom](https://lendb.ai/lo/ashley-wickstrom-540716), [Will Luper](https://lendb.ai/lo/william-luper-1229598), [Scott Martin](https://lendb.ai/lo/scott-martin-1310514), more on the lender page)
4. **[ALCOVA Mortgage](https://lendb.ai/lender/alcova-mortgage-40508)**: 17 FHA loans
   - Loan officers LenDb lists at this lender near Bedford County: 28 ([Mitch Sellers](https://lendb.ai/lo/mitch-sellers-1122840), [Matt Crizer](https://lendb.ai/lo/matt-crizer-1222391), [Will Blaylock](https://lendb.ai/lo/thomas-blaylock-1642964), more on the lender page)
5. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 17 FHA loans
   - LenDb does not list loan officers at this lender near Bedford County yet.
6. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 13 FHA loans
   - LenDb does not list loan officers at this lender near Bedford County yet.
7. **[Waterstone Mortgage](https://lendb.ai/lender/waterstone-mortgage-186434)**: 11 FHA loans
   - LenDb does not list loan officers at this lender near Bedford County yet.
8. **[emm loans llc](https://lendb.ai/lender/emm-loans-llc-2926)**: 7 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bedford County yet.
9. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 7 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bedford County yet.
10. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Bedford County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/virginia/bedford-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._