{
  "canonical_url": "https://lendb.ai/in/virginia/botetourt-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Botetourt County, VA in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (3), Union Home Mortgage (1) and CrossCountry Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Botetourt County are linked below.",
  "county": {
    "fips": "51023",
    "name": "Botetourt County",
    "state": "VA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 193100,
            "full_name": "Jamie Bailey",
            "canonical_url": "https://lendb.ai/lo/jamie-bailey-193100",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2090629,
            "full_name": "Ria Palmer",
            "canonical_url": "https://lendb.ai/lo/ria-palmer-2090629",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          },
          {
            "nmls_id": 262674,
            "full_name": "Jason Helmintoller",
            "canonical_url": "https://lendb.ai/lo/jason-helmintoller-262674",
            "branch_city": "Covington",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 940371,
            "full_name": "Bradley Hall",
            "canonical_url": "https://lendb.ai/lo/bradley-hall-940371",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3032,
      "name": "Loan Simple, Inc.",
      "slug": "loan-simple-inc-3032",
      "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}