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canonical_url: https://lendb.ai/in/virginia/carroll-county/usda-loans
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# Top lenders for USDA loans in Carroll County, VA

These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Carroll County, VA in 2025, 21 loans in all, per HMDA, FFIEC/CFPB data. The most active were emm loans llc (6), Atlantic Bay Mortgage Group (6) and ALCOVA Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Carroll County are linked below.

## Most USDA loans funded, 2025

1. **[emm loans llc](https://lendb.ai/lender/emm-loans-llc-2926)**: 6 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Carroll County yet.
2. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 6 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.
3. **[ALCOVA Mortgage](https://lendb.ai/lender/alcova-mortgage-40508)**: 3 USDA loans
   - Loan officers LenDb lists at this lender near Carroll County: 1 ([Pamela Snead](https://lendb.ai/lo/pamela-snead-659510))
4. **[Towne Mortgage Company](https://lendb.ai/lender/towne-mortgage-company-3028)**: 2 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Carroll County yet.
5. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.
6. **[American Financial Resources, LLC](https://lendb.ai/lender/american-financial-resources-llc-2826)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Carroll County yet.
7. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.
8. **[Click n' Close, Inc.](https://lendb.ai/lender/click-n-close-inc-150009)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Carroll County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/virginia/carroll-county/usda-loans.

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