{
  "canonical_url": "https://lendb.ai/in/virginia/charlottesville-city/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 61 funded conventional home loans in Charlottesville city, VA in 2025, 258 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (36), First Heritage Mortgage (35) and United Wholesale Mortgage (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Charlottesville city are linked below.",
  "county": {
    "fips": "51540",
    "name": "Charlottesville city",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 61,
    "lenders_10": 8,
    "loans": 258,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 36,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 202242,
            "full_name": "Ben Aliff",
            "canonical_url": "https://lendb.ai/lo/ben-aliff-202242",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 915587,
            "full_name": "Lindsay Witt",
            "canonical_url": "https://lendb.ai/lo/lindsay-witt-915587",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2115744,
            "full_name": "Jaime Laugelli",
            "canonical_url": "https://lendb.ai/lo/jaime-laugelli-2115744",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 20,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 296029,
            "full_name": "Blane Stewart",
            "canonical_url": "https://lendb.ai/lo/blane-stewart-296029",
            "branch_city": "Orange",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1561889,
            "full_name": "Anthony Cellini",
            "canonical_url": "https://lendb.ai/lo/anthony-cellini-1561889",
            "branch_city": "Orange",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1907313,
            "full_name": "Harrison Wesson",
            "canonical_url": "https://lendb.ai/lo/harrison-wesson-1907313",
            "branch_city": "Orange",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 414871,
            "full_name": "Scott Shellenberger",
            "canonical_url": "https://lendb.ai/lo/scott-shellenberger-414871",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1215991,
            "full_name": "Kelley Henderson",
            "canonical_url": "https://lendb.ai/lo/kelley-henderson-1215991",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1215995,
            "full_name": "Logan Pehanick",
            "canonical_url": "https://lendb.ai/lo/logan-pehanick-1215995",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 907344,
            "full_name": "Jenna Stiltner",
            "canonical_url": "https://lendb.ai/lo/jenna-stiltner-907344",
            "branch_city": "Charlottesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}