{
  "canonical_url": "https://lendb.ai/in/virginia/chesapeake-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 78 funded FHA home loans in Chesapeake city, VA in 2025, 595 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (76), Rocket Mortgage (56) and Atlantic Bay Mortgage Group (51). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Chesapeake city are linked below.",
  "county": {
    "fips": "51550",
    "name": "Chesapeake city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 78,
    "lenders_10": 15,
    "loans": 595,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 76,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 56,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 44,
        "people": [
          {
            "nmls_id": 92405,
            "full_name": "Reggie Register",
            "canonical_url": "https://lendb.ai/lo/reggie-register-92405",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 117538,
            "full_name": "Sean McConnell",
            "canonical_url": "https://lendb.ai/lo/sean-mcconnell-117538",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 136526,
            "full_name": "Chris Fountain",
            "canonical_url": "https://lendb.ai/lo/chris-fountain-136526",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2921,
      "name": "Southern Trust Mortgage",
      "slug": "southern-trust-mortgage-2921",
      "canonical_url": "https://lendb.ai/lender/southern-trust-mortgage-2921",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 200234,
            "full_name": "Andrew Kellam",
            "canonical_url": "https://lendb.ai/lo/andrew-kellam-200234",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 205515,
            "full_name": "Wes Flowers",
            "canonical_url": "https://lendb.ai/lo/wesley-flowers-205515",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 211134,
            "full_name": "Darien Pearce",
            "canonical_url": "https://lendb.ai/lo/darien-pearce-211134",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 64340,
            "full_name": "Gnorae Wright",
            "canonical_url": "https://lendb.ai/lo/gnorae-wright-64340",
            "branch_city": "Chesapeake",
            "branch_state": "VA"
          },
          {
            "nmls_id": 67534,
            "full_name": "Marcie Ellis Richard",
            "canonical_url": "https://lendb.ai/lo/marcie-ellis-richard-67534",
            "branch_city": "Chesapeake",
            "branch_state": "VA"
          },
          {
            "nmls_id": 80888,
            "full_name": "Traci Waller",
            "canonical_url": "https://lendb.ai/lo/traci-waller-80888",
            "branch_city": "Chesapeake",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 236265,
            "full_name": "Scott Wilson",
            "canonical_url": "https://lendb.ai/lo/scott-wilson-236265",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 609841,
            "full_name": "Meghan McDonald",
            "canonical_url": "https://lendb.ai/lo/meghan-mcdonald-609841",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1284708,
            "full_name": "Jessica Dowd Theisen",
            "canonical_url": "https://lendb.ai/lo/jessica-theisen-1284708",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}