{
  "canonical_url": "https://lendb.ai/in/virginia/chesterfield-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 113 funded FHA home loans in Chesterfield County, VA in 2025, 1,355 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (134), United Wholesale Mortgage (133) and NVR Mortgage (106). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Chesterfield County are linked below.",
  "county": {
    "fips": "51041",
    "name": "Chesterfield County",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 113,
    "lenders_10": 30,
    "loans": 1355,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 134,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 133,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 106,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 86,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 56,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 323021,
            "full_name": "Michael Cao",
            "canonical_url": "https://lendb.ai/lo/michael-cao-323021",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 482600,
            "full_name": "Derek Evans",
            "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1573753,
            "full_name": "Mitch Rigsby",
            "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 205645,
            "full_name": "Lori Skeeter",
            "canonical_url": "https://lendb.ai/lo/lori-skeeter-205645",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 247505,
            "full_name": "Ryan Charles",
            "canonical_url": "https://lendb.ai/lo/ryan-charles-247505",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 497422,
            "full_name": "Brandon Lewis",
            "canonical_url": "https://lendb.ai/lo/brandon-lewis-497422",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 244305,
            "full_name": "Josh Klemmer",
            "canonical_url": "https://lendb.ai/lo/josh-klemmer-244305",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 286569,
            "full_name": "Jeff Baldwin",
            "canonical_url": "https://lendb.ai/lo/jeff-baldwin-286569",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 340812,
            "full_name": "Stephanie Ammons",
            "canonical_url": "https://lendb.ai/lo/stephanie-ammons-340812",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 208973,
            "full_name": "Shawn Johnson",
            "canonical_url": "https://lendb.ai/lo/shawn-johnson-208973",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 271064,
            "full_name": "Kay Pearce",
            "canonical_url": "https://lendb.ai/lo/lucy-pearce-271064",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 617986,
            "full_name": "Philip McKenney",
            "canonical_url": "https://lendb.ai/lo/philip-mckenney-617986",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}