{ "canonical_url": "https://lendb.ai/in/virginia/clarke-county/fha-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 13 funded FHA home loans in Clarke County, VA in 2025, 18 loans in all, per HMDA, FFIEC/CFPB data. The most active were Freedom Mortgage (3), United Wholesale Mortgage (2) and Equity Prime Mortgage LLC (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Clarke County are linked below.", "county": { "fips": "51043", "name": "Clarke County", "state": "VA" }, "loan_type": "fha", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 13, "lenders_10": 0, "loans": 18, "qualifies": false }, "lenders": [ { "nmls_id": 2767, "name": "Freedom Mortgage", "slug": "freedom-mortgage-2767", "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 2, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 21116, "name": "Equity Prime Mortgage LLC", "slug": "equity-prime-mortgage-llc-21116", "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 643114, "name": "Atlantic Coast Mortgage", "slug": "atlantic-coast-mortgage-643114", "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 21, "people": [ { "nmls_id": 207590, "full_name": "Jackie Fields-Gleadall", "canonical_url": "https://lendb.ai/lo/jackie-fields-gleadall-207590", "branch_city": "Leesburg", "branch_state": "VA" }, { "nmls_id": 312906, "full_name": "Caryn Grafton", "canonical_url": "https://lendb.ai/lo/caryn-grafton-312906", "branch_city": "Leesburg", "branch_state": "VA" }, { "nmls_id": 609901, "full_name": "Amy Lodes", "canonical_url": "https://lendb.ai/lo/amy-lodes-609901", "branch_city": "Leesburg", "branch_state": "VA" } ] } }, { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 1398886, "full_name": "Melissa Landon", "canonical_url": "https://lendb.ai/lo/melissa-landon-1398886", "branch_city": "Gainesville", "branch_state": "VA" }, { "nmls_id": 334391, "full_name": "Vinnie Apostolico", "canonical_url": "https://lendb.ai/lo/vinnie-apostolico-334391", "branch_city": "Gainesville", "branch_state": "VA" }, { "nmls_id": 388924, "full_name": "Tricia Goodwin", "canonical_url": "https://lendb.ai/lo/tricia-goodwin-388924", "branch_city": "Gainesville", "branch_state": "VA" } ] } }, { "nmls_id": 2184, "name": "Embrace Home Loans", "slug": "embrace-home-loans-2184", "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 1, "people": [ { "nmls_id": 201581, "full_name": "Wayne Palkovic", "canonical_url": "https://lendb.ai/lo/wayne-palkovic-201581", "branch_city": "Martinsburg", "branch_state": "WV" } ] } }, { "nmls_id": 2600, "name": "Carrington Mortgage Services", "slug": "carrington-mortgage-services-2600", "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 30, "people": [ { "nmls_id": 198834, "full_name": "Scott Brookshire", "canonical_url": "https://lendb.ai/lo/dennis-brookshire-198834", "branch_city": "Winchester", "branch_state": "VA" }, { "nmls_id": 314836, "full_name": "Carl Heimlich", "canonical_url": "https://lendb.ai/lo/carl-heimlich-314836", "branch_city": "Winchester", "branch_state": "VA" }, { "nmls_id": 432578, "full_name": "Damien Madison", "canonical_url": "https://lendb.ai/lo/damien-madison-432578", "branch_city": "Winchester", "branch_state": "VA" } ] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 1, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 40508, "name": "ALCOVA Mortgage", "slug": "alcova-mortgage-40508", "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 224001, "full_name": "Raymond Heflin", "canonical_url": "https://lendb.ai/lo/raymond-heflin-224001", "branch_city": "Front Royal", "branch_state": "VA" }, { "nmls_id": 1992815, "full_name": "Olivia Heflin", "canonical_url": "https://lendb.ai/lo/olivia-heflin-1992815", "branch_city": "Front Royal", "branch_state": "VA" }, { "nmls_id": 273629, "full_name": "Troy Bingman", "canonical_url": "https://lendb.ai/lo/troy-bingman-273629", "branch_city": "Winchester", "branch_state": "VA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }