{
  "canonical_url": "https://lendb.ai/in/virginia/culpeper-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 87 funded conventional home loans in Culpeper County, VA in 2025, 623 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (101), NVR Mortgage (46) and Lennar Mortgage (36). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Culpeper County are linked below.",
  "county": {
    "fips": "51047",
    "name": "Culpeper County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 87,
    "lenders_10": 15,
    "loans": 623,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 101,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 296029,
            "full_name": "Blane Stewart",
            "canonical_url": "https://lendb.ai/lo/blane-stewart-296029",
            "branch_city": "Orange",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1561889,
            "full_name": "Anthony Cellini",
            "canonical_url": "https://lendb.ai/lo/anthony-cellini-1561889",
            "branch_city": "Orange",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1907313,
            "full_name": "Harrison Wesson",
            "canonical_url": "https://lendb.ai/lo/harrison-wesson-1907313",
            "branch_city": "Orange",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 181420,
            "full_name": "Laura Triplett",
            "canonical_url": "https://lendb.ai/lo/laura-triplett-181420",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 226099,
            "full_name": "Nick Lewis",
            "canonical_url": "https://lendb.ai/lo/nick-lewis-226099",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 290277,
            "full_name": "Jolayne Craig",
            "canonical_url": "https://lendb.ai/lo/jolayne-craig-290277",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 415463,
            "full_name": "Vickie Pittman",
            "canonical_url": "https://lendb.ai/lo/vickie-pittman-415463",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 199735,
            "full_name": "Doug Salzman",
            "canonical_url": "https://lendb.ai/lo/douglas-salzman-199735",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1398886,
            "full_name": "Melissa Landon",
            "canonical_url": "https://lendb.ai/lo/melissa-landon-1398886",
            "branch_city": "Gainesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 334391,
            "full_name": "Vinnie Apostolico",
            "canonical_url": "https://lendb.ai/lo/vinnie-apostolico-334391",
            "branch_city": "Gainesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 242004,
            "full_name": "Christina Swift",
            "canonical_url": "https://lendb.ai/lo/christina-swift-242004",
            "branch_city": "Culpeper",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}