{
  "canonical_url": "https://lendb.ai/in/virginia/fairfax-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 19 funded FHA home loans in Fairfax city, VA in 2025, 24 loans in all, per HMDA, FFIEC/CFPB data. The most active were Freedom Mortgage (2), NFM Lending (2) and United Wholesale Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fairfax city are linked below.",
  "county": {
    "fips": "51600",
    "name": "Fairfax city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 19,
    "lenders_10": 0,
    "loans": 24,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 181912,
            "full_name": "Van Papadopoulos",
            "canonical_url": "https://lendb.ai/lo/van-papadopoulos-181912",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 194645,
            "full_name": "Ernest Wendell Spriggs",
            "canonical_url": "https://lendb.ai/lo/ernest-wendell-spriggs-194645",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2645438,
            "full_name": "Ryan Wallace",
            "canonical_url": "https://lendb.ai/lo/ryan-wallace-2645438",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 1255120,
            "full_name": "Myles Wilson",
            "canonical_url": "https://lendb.ai/lo/myles-wilson-1255120",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 159913,
            "full_name": "Michael Ullmann",
            "canonical_url": "https://lendb.ai/lo/michael-ullmann-159913",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 210424,
            "full_name": "John Hess",
            "canonical_url": "https://lendb.ai/lo/john-hess-210424",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 190409,
            "full_name": "Lori Jule",
            "canonical_url": "https://lendb.ai/lo/lori-jule-190409",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 194938,
            "full_name": "Kristi Hardy",
            "canonical_url": "https://lendb.ai/lo/kristi-hardy-194938",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 195643,
            "full_name": "Addie Andersen",
            "canonical_url": "https://lendb.ai/lo/addie-andersen-195643",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1791,
      "name": "Pulte Mortgage",
      "slug": "pulte-mortgage-1791",
      "canonical_url": "https://lendb.ai/lender/pulte-mortgage-1791",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 215552,
            "full_name": "Eric Mullis",
            "canonical_url": "https://lendb.ai/lo/eric-mullis-215552",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 229120,
            "full_name": "Sarah Pichardo",
            "canonical_url": "https://lendb.ai/lo/sarah-pichardo-229120",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 258408,
            "full_name": "Paula White",
            "canonical_url": "https://lendb.ai/lo/paula-white-258408",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2125,
      "name": "OCMBC, INC.",
      "slug": "ocmbc-inc-2125",
      "canonical_url": "https://lendb.ai/lender/ocmbc-inc-2125",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}