{
  "canonical_url": "https://lendb.ai/in/virginia/fairfax-city/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 22 funded VA home loans in Fairfax city, VA in 2025, 48 loans in all, per HMDA, FFIEC/CFPB data. The most active were Fairway Independent Mortgage Corporation (5), United Wholesale Mortgage (5) and Pulte Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fairfax city are linked below.",
  "county": {
    "fips": "51600",
    "name": "Fairfax city",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 22,
    "lenders_10": 0,
    "loans": 48,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 1415795,
            "full_name": "Christian Kosko",
            "canonical_url": "https://lendb.ai/lo/christian-kosko-1415795",
            "branch_city": "Washington",
            "branch_state": "DC"
          },
          {
            "nmls_id": 460609,
            "full_name": "Jason Innes",
            "canonical_url": "https://lendb.ai/lo/jason-innes-460609",
            "branch_city": "Gainesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1233551,
            "full_name": "Danielle Finch",
            "canonical_url": "https://lendb.ai/lo/danielle-finch-1233551",
            "branch_city": "Gainesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1791,
      "name": "Pulte Mortgage",
      "slug": "pulte-mortgage-1791",
      "canonical_url": "https://lendb.ai/lender/pulte-mortgage-1791",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 67292,
            "full_name": "Shawn Barsness",
            "canonical_url": "https://lendb.ai/lo/shawn-barsness-67292",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 179158,
            "full_name": "Patrick Holland",
            "canonical_url": "https://lendb.ai/lo/patrick-holland-179158",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 190918,
            "full_name": "Victoria Kiser",
            "canonical_url": "https://lendb.ai/lo/victoria-kiser-190918",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 55,
        "people": [
          {
            "nmls_id": 20408,
            "full_name": "Rob McElroy",
            "canonical_url": "https://lendb.ai/lo/rob-mcelroy-20408",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 183959,
            "full_name": "John LaMorte",
            "canonical_url": "https://lendb.ai/lo/john-lamorte-183959",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 303097,
            "full_name": "Patrick Norman",
            "canonical_url": "https://lendb.ai/lo/patrick-norman-303097",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 215552,
            "full_name": "Eric Mullis",
            "canonical_url": "https://lendb.ai/lo/eric-mullis-215552",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 229120,
            "full_name": "Sarah Pichardo",
            "canonical_url": "https://lendb.ai/lo/sarah-pichardo-229120",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 258408,
            "full_name": "Paula White",
            "canonical_url": "https://lendb.ai/lo/paula-white-258408",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 181912,
            "full_name": "Van Papadopoulos",
            "canonical_url": "https://lendb.ai/lo/van-papadopoulos-181912",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 194645,
            "full_name": "Ernest Wendell Spriggs",
            "canonical_url": "https://lendb.ai/lo/ernest-wendell-spriggs-194645",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2645438,
            "full_name": "Ryan Wallace",
            "canonical_url": "https://lendb.ai/lo/ryan-wallace-2645438",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}