{
  "canonical_url": "https://lendb.ai/in/virginia/fairfax-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 98 funded FHA home loans in Fairfax County, VA in 2025, 636 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (64), Rocket Mortgage (53) and Pennymac (34). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fairfax County are linked below.",
  "county": {
    "fips": "51059",
    "name": "Fairfax County",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 98,
    "lenders_10": 20,
    "loans": 636,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 64,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 53,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 34,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 190409,
            "full_name": "Lori Jule",
            "canonical_url": "https://lendb.ai/lo/lori-jule-190409",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 194938,
            "full_name": "Kristi Hardy",
            "canonical_url": "https://lendb.ai/lo/kristi-hardy-194938",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 195643,
            "full_name": "Addie Andersen",
            "canonical_url": "https://lendb.ai/lo/addie-andersen-195643",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 21108,
            "full_name": "Mike Eastman",
            "canonical_url": "https://lendb.ai/lo/michael-eastman-21108",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 214957,
            "full_name": "Todd Call",
            "canonical_url": "https://lendb.ai/lo/todd-call-214957",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 422966,
            "full_name": "Javier Gonzalez",
            "canonical_url": "https://lendb.ai/lo/adolfo-javier-gonzalez-422966",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 55,
        "people": [
          {
            "nmls_id": 20408,
            "full_name": "Rob McElroy",
            "canonical_url": "https://lendb.ai/lo/rob-mcelroy-20408",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 183959,
            "full_name": "John LaMorte",
            "canonical_url": "https://lendb.ai/lo/john-lamorte-183959",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 303097,
            "full_name": "Patrick Norman",
            "canonical_url": "https://lendb.ai/lo/patrick-norman-303097",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 1255120,
            "full_name": "Myles Wilson",
            "canonical_url": "https://lendb.ai/lo/myles-wilson-1255120",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 159913,
            "full_name": "Michael Ullmann",
            "canonical_url": "https://lendb.ai/lo/michael-ullmann-159913",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 210424,
            "full_name": "John Hess",
            "canonical_url": "https://lendb.ai/lo/john-hess-210424",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}