{
  "canonical_url": "https://lendb.ai/in/virginia/fairfax-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 111 funded VA home loans in Fairfax County, VA in 2025, 2,278 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (231), Veterans United Home Loans (174) and Pennymac (134). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fairfax County are linked below.",
  "county": {
    "fips": "51059",
    "name": "Fairfax County",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 111,
    "lenders_10": 39,
    "loans": 2278,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 231,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 174,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 134,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 129,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 116,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 112,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 111,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 90,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 190409,
            "full_name": "Lori Jule",
            "canonical_url": "https://lendb.ai/lo/lori-jule-190409",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 194938,
            "full_name": "Kristi Hardy",
            "canonical_url": "https://lendb.ai/lo/kristi-hardy-194938",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 195643,
            "full_name": "Addie Andersen",
            "canonical_url": "https://lendb.ai/lo/addie-andersen-195643",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 87,
      "includes_brokered": false,
      "loan_officers": {
        "total": 55,
        "people": [
          {
            "nmls_id": 20408,
            "full_name": "Rob McElroy",
            "canonical_url": "https://lendb.ai/lo/rob-mcelroy-20408",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 183959,
            "full_name": "John LaMorte",
            "canonical_url": "https://lendb.ai/lo/john-lamorte-183959",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 303097,
            "full_name": "Patrick Norman",
            "canonical_url": "https://lendb.ai/lo/patrick-norman-303097",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 71,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}