{
  "canonical_url": "https://lendb.ai/in/virginia/falls-church-city/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 11 funded VA home loans in Falls Church city, VA in 2025, 14 loans in all, per HMDA, FFIEC/CFPB data. The most active were Fairway Independent Mortgage Corporation (2), Rocket Mortgage (2) and Pennymac (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Falls Church city are linked below.",
  "county": {
    "fips": "51610",
    "name": "Falls Church city",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 11,
    "lenders_10": 0,
    "loans": 14,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 61,
        "people": [
          {
            "nmls_id": 1415795,
            "full_name": "Christian Kosko",
            "canonical_url": "https://lendb.ai/lo/christian-kosko-1415795",
            "branch_city": "Washington",
            "branch_state": "DC"
          },
          {
            "nmls_id": 460609,
            "full_name": "Jason Innes",
            "canonical_url": "https://lendb.ai/lo/jason-innes-460609",
            "branch_city": "Gainesville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1233551,
            "full_name": "Danielle Finch",
            "canonical_url": "https://lendb.ai/lo/danielle-finch-1233551",
            "branch_city": "Gainesville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 187328,
            "full_name": "Justin O'Donnell",
            "canonical_url": "https://lendb.ai/lo/justin-odonnell-187328",
            "branch_city": "McLean",
            "branch_state": "VA"
          },
          {
            "nmls_id": 215552,
            "full_name": "Eric Mullis",
            "canonical_url": "https://lendb.ai/lo/eric-mullis-215552",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 229120,
            "full_name": "Sarah Pichardo",
            "canonical_url": "https://lendb.ai/lo/sarah-pichardo-229120",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 33,
        "people": [
          {
            "nmls_id": 67292,
            "full_name": "Shawn Barsness",
            "canonical_url": "https://lendb.ai/lo/shawn-barsness-67292",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 179158,
            "full_name": "Patrick Holland",
            "canonical_url": "https://lendb.ai/lo/patrick-holland-179158",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 190918,
            "full_name": "Victoria Kiser",
            "canonical_url": "https://lendb.ai/lo/victoria-kiser-190918",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 181912,
            "full_name": "Van Papadopoulos",
            "canonical_url": "https://lendb.ai/lo/van-papadopoulos-181912",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 194645,
            "full_name": "Ernest Wendell Spriggs",
            "canonical_url": "https://lendb.ai/lo/ernest-wendell-spriggs-194645",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          },
          {
            "nmls_id": 2645438,
            "full_name": "Ryan Wallace",
            "canonical_url": "https://lendb.ai/lo/ryan-wallace-2645438",
            "branch_city": "Bethesda",
            "branch_state": "MD"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 80,
        "people": [
          {
            "nmls_id": 20408,
            "full_name": "Rob McElroy",
            "canonical_url": "https://lendb.ai/lo/rob-mcelroy-20408",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 183959,
            "full_name": "John LaMorte",
            "canonical_url": "https://lendb.ai/lo/john-lamorte-183959",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 303097,
            "full_name": "Patrick Norman",
            "canonical_url": "https://lendb.ai/lo/patrick-norman-303097",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 56323,
      "name": "Intercoastal Mortgage, LLC",
      "slug": "intercoastal-mortgage-llc-56323",
      "canonical_url": "https://lendb.ai/lender/intercoastal-mortgage-llc-56323",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 2751496,
            "full_name": "George Salme",
            "canonical_url": "https://lendb.ai/lo/george-salme-2751496",
            "branch_city": "Reston",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 21108,
            "full_name": "Mike Eastman",
            "canonical_url": "https://lendb.ai/lo/michael-eastman-21108",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 214957,
            "full_name": "Todd Call",
            "canonical_url": "https://lendb.ai/lo/todd-call-214957",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          },
          {
            "nmls_id": 422966,
            "full_name": "Javier Gonzalez",
            "canonical_url": "https://lendb.ai/lo/adolfo-javier-gonzalez-422966",
            "branch_city": "Fairfax",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}