{
  "canonical_url": "https://lendb.ai/in/virginia/floyd-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 31 funded conventional home loans in Floyd County, VA in 2025, 108 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (30), Rocket Mortgage (15) and Vanderbilt Mortgage and Finance, Inc. (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Floyd County are linked below.",
  "county": {
    "fips": "51063",
    "name": "Floyd County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 31,
    "lenders_10": 3,
    "loans": 108,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 659510,
            "full_name": "Pamela Snead",
            "canonical_url": "https://lendb.ai/lo/pamela-snead-659510",
            "branch_city": "Floyd",
            "branch_state": "VA"
          },
          {
            "nmls_id": 659491,
            "full_name": "Jamey Roberts",
            "canonical_url": "https://lendb.ai/lo/jamey-roberts-659491",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1584328,
            "full_name": "Amanda Brooks",
            "canonical_url": "https://lendb.ai/lo/amanda-brooks-1584328",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1838711,
            "full_name": "Daniel Schroeder",
            "canonical_url": "https://lendb.ai/lo/daniel-schroeder-1838711",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1996326,
            "full_name": "Victoria Outland",
            "canonical_url": "https://lendb.ai/lo/victoria-outland-1996326",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 226869,
            "full_name": "Marianne Washington",
            "canonical_url": "https://lendb.ai/lo/marianne-washington-226869",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 315561,
            "full_name": "Sam Albimino",
            "canonical_url": "https://lendb.ai/lo/sam-albimino-315561",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 368716,
            "full_name": "Jon Higginbotham",
            "canonical_url": "https://lendb.ai/lo/jon-higginbotham-368716",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 430336,
            "full_name": "Laurie H. Boyd",
            "canonical_url": "https://lendb.ai/lo/laurie-h-boyd-430336",
            "branch_city": "Hillsville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1788704,
            "full_name": "Alison Scott",
            "canonical_url": "https://lendb.ai/lo/alison-scott-1788704",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}