{
  "canonical_url": "https://lendb.ai/in/virginia/floyd-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 17 funded FHA home loans in Floyd County, VA in 2025, 32 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (7), Atlantic Bay Mortgage Group (4) and Freedom Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Floyd County are linked below.",
  "county": {
    "fips": "51063",
    "name": "Floyd County",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 17,
    "lenders_10": 0,
    "loans": 32,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 659510,
            "full_name": "Pamela Snead",
            "canonical_url": "https://lendb.ai/lo/pamela-snead-659510",
            "branch_city": "Floyd",
            "branch_state": "VA"
          },
          {
            "nmls_id": 659491,
            "full_name": "Jamey Roberts",
            "canonical_url": "https://lendb.ai/lo/jamey-roberts-659491",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1584328,
            "full_name": "Amanda Brooks",
            "canonical_url": "https://lendb.ai/lo/amanda-brooks-1584328",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 226869,
            "full_name": "Marianne Washington",
            "canonical_url": "https://lendb.ai/lo/marianne-washington-226869",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 315561,
            "full_name": "Sam Albimino",
            "canonical_url": "https://lendb.ai/lo/sam-albimino-315561",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 368716,
            "full_name": "Jon Higginbotham",
            "canonical_url": "https://lendb.ai/lo/jon-higginbotham-368716",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}