{
  "canonical_url": "https://lendb.ai/in/virginia/franklin-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Franklin County, VA in 2025, 20 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (4), Guaranteed Rate (Rate) (3) and United Wholesale Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Franklin County are linked below.",
  "county": {
    "fips": "51067",
    "name": "Franklin County",
    "state": "VA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 20,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 191832,
            "full_name": "Robert Bates",
            "canonical_url": "https://lendb.ai/lo/robert-bates-191832",
            "branch_city": "Hardy",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2538022,
            "full_name": "Frank Ellis",
            "canonical_url": "https://lendb.ai/lo/frank-ellis-2538022",
            "branch_city": "Collinsville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 262599,
            "full_name": "Rejeana Nelson",
            "canonical_url": "https://lendb.ai/lo/rejeana-nelson-262599",
            "branch_city": "Martinsville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 308553,
            "full_name": "Jonathan Sweat",
            "canonical_url": "https://lendb.ai/lo/charles-sweat-308553",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1161741,
            "full_name": "Tiphanie Rasnick",
            "canonical_url": "https://lendb.ai/lo/tiphanie-rasnick-1161741",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1596002,
            "full_name": "Dixie Lowe",
            "canonical_url": "https://lendb.ai/lo/dixie-lowe-1596002",
            "branch_city": "Roanoke",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}