{
  "canonical_url": "https://lendb.ai/in/virginia/frederick-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 12 funded USDA home loans in Frederick County, VA in 2025, 22 loans in all, per HMDA, FFIEC/CFPB data. The most active were Fairway Independent Mortgage Corporation (4), Atlantic Coast Mortgage (3) and CMG Home Loans (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Frederick County are linked below.",
  "county": {
    "fips": "51069",
    "name": "Frederick County",
    "state": "VA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 12,
    "lenders_10": 0,
    "loans": 22,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 212994,
            "full_name": "Sherrie Bloomfield",
            "canonical_url": "https://lendb.ai/lo/sherrie-bloomfield-212994",
            "branch_city": "Winchester",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1736860,
            "full_name": "Ross Lehman",
            "canonical_url": "https://lendb.ai/lo/ross-lehman-1736860",
            "branch_city": "Winchester",
            "branch_state": "VA"
          },
          {
            "nmls_id": 208460,
            "full_name": "Adam Huddleston",
            "canonical_url": "https://lendb.ai/lo/adam-huddleston-208460",
            "branch_city": "Winchester",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 224001,
            "full_name": "Raymond Heflin",
            "canonical_url": "https://lendb.ai/lo/raymond-heflin-224001",
            "branch_city": "Front Royal",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1992815,
            "full_name": "Olivia Heflin",
            "canonical_url": "https://lendb.ai/lo/olivia-heflin-1992815",
            "branch_city": "Front Royal",
            "branch_state": "VA"
          },
          {
            "nmls_id": 273629,
            "full_name": "Troy Bingman",
            "canonical_url": "https://lendb.ai/lo/troy-bingman-273629",
            "branch_city": "Winchester",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}