{
  "canonical_url": "https://lendb.ai/in/virginia/fredericksburg-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 29 funded FHA home loans in Fredericksburg city, VA in 2025, 56 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (8), United Wholesale Mortgage (6) and Freedom Mortgage (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fredericksburg city are linked below.",
  "county": {
    "fips": "51630",
    "name": "Fredericksburg city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 29,
    "lenders_10": 0,
    "loans": 56,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 475661,
            "full_name": "Scott Hine",
            "canonical_url": "https://lendb.ai/lo/scott-hine-475661",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1862550,
            "full_name": "Jordan Taylor",
            "canonical_url": "https://lendb.ai/lo/jordan-taylor-1862550",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2105771,
            "full_name": "John Lanzone",
            "canonical_url": "https://lendb.ai/lo/john-lanzone-2105771",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6274,
      "name": "Moria Development, Inc.",
      "slug": "moria-development-inc-6274",
      "canonical_url": "https://lendb.ai/lender/moria-development-inc-6274",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 188904,
            "full_name": "Tom Roberts",
            "canonical_url": "https://lendb.ai/lo/tom-roberts-188904",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 279645,
            "full_name": "Matt Bubacz",
            "canonical_url": "https://lendb.ai/lo/matthew-bubacz-279645",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1909367,
            "full_name": "Selina Bryant",
            "canonical_url": "https://lendb.ai/lo/selina-bryant-1909367",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 393174,
            "full_name": "Brandon Colletti",
            "canonical_url": "https://lendb.ai/lo/brandon-colletti-393174",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 450883,
            "full_name": "Nick Bohn",
            "canonical_url": "https://lendb.ai/lo/george-bohn-450883",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 453400,
            "full_name": "Jo Ann Farmer",
            "canonical_url": "https://lendb.ai/lo/jo-ann-farmer-453400",
            "branch_city": "Fredericksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}