{
  "canonical_url": "https://lendb.ai/in/virginia/hanover-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 69 funded FHA home loans in Hanover County, VA in 2025, 233 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (32), United Wholesale Mortgage (23) and Pennymac (15). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Hanover County are linked below.",
  "county": {
    "fips": "51085",
    "name": "Hanover County",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 69,
    "lenders_10": 6,
    "loans": 233,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 101361,
            "full_name": "Scott Dunning",
            "canonical_url": "https://lendb.ai/lo/scott-dunning-101361",
            "branch_city": "Midlothian",
            "branch_state": "VA"
          },
          {
            "nmls_id": 455181,
            "full_name": "Robin Joseph",
            "canonical_url": "https://lendb.ai/lo/robin-joseph-455181",
            "branch_city": "Midlothian",
            "branch_state": "VA"
          },
          {
            "nmls_id": 513125,
            "full_name": "Clay Carroll",
            "canonical_url": "https://lendb.ai/lo/clay-carroll-513125",
            "branch_city": "Midlothian",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 323021,
            "full_name": "Michael Cao",
            "canonical_url": "https://lendb.ai/lo/michael-cao-323021",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 482600,
            "full_name": "Derek Evans",
            "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1573753,
            "full_name": "Mitch Rigsby",
            "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 1659038,
            "full_name": "Olivia Smith",
            "canonical_url": "https://lendb.ai/lo/olivia-smith-1659038",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1001938,
            "full_name": "Susan Dennison",
            "canonical_url": "https://lendb.ai/lo/susan-dennison-1001938",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 226731,
            "full_name": "Emily Young",
            "canonical_url": "https://lendb.ai/lo/emily-young-226731",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}