{
  "canonical_url": "https://lendb.ai/in/virginia/henrico-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 166 funded conventional home loans in Henrico County, VA in 2025, 3,529 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (415), United Wholesale Mortgage (258) and First Heritage Mortgage (227). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Henrico County are linked below.",
  "county": {
    "fips": "51087",
    "name": "Henrico County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 166,
    "lenders_10": 58,
    "loans": 3529,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 415,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 258,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 227,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 323021,
            "full_name": "Michael Cao",
            "canonical_url": "https://lendb.ai/lo/michael-cao-323021",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 482600,
            "full_name": "Derek Evans",
            "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1573753,
            "full_name": "Mitch Rigsby",
            "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 141,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 455252,
            "full_name": "Jay Lewis",
            "canonical_url": "https://lendb.ai/lo/jay-lewis-455252",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 248771,
            "full_name": "Chris Norwood",
            "canonical_url": "https://lendb.ai/lo/chris-norwood-248771",
            "branch_city": "Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 182553,
            "full_name": "Sanj Banga",
            "canonical_url": "https://lendb.ai/lo/sanj-banga-182553",
            "branch_city": "Glen Allen",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 137,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 113,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 108,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 459689,
            "full_name": "Felicia Howey",
            "canonical_url": "https://lendb.ai/lo/felicia-howey-459689",
            "branch_city": "Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 101096,
            "full_name": "George Karousos",
            "canonical_url": "https://lendb.ai/lo/george-karousos-101096",
            "branch_city": "Henrico",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 103,
      "includes_brokered": false,
      "loan_officers": {
        "total": 39,
        "people": [
          {
            "nmls_id": 96000,
            "full_name": "Eric Prindes",
            "canonical_url": "https://lendb.ai/lo/eric-prindes-96000",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 96017,
            "full_name": "Bryan Sutton",
            "canonical_url": "https://lendb.ai/lo/bryan-sutton-96017",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 96025,
            "full_name": "Adam Yanes",
            "canonical_url": "https://lendb.ai/lo/adam-yanes-96025",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 100,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 97,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}