{
  "canonical_url": "https://lendb.ai/in/virginia/henrico-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 91 funded FHA home loans in Henrico County, VA in 2025, 853 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (105), United Wholesale Mortgage (83) and NVR Mortgage (69). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Henrico County are linked below.",
  "county": {
    "fips": "51087",
    "name": "Henrico County",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 91,
    "lenders_10": 22,
    "loans": 853,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 105,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 83,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 62,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 54,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 323021,
            "full_name": "Michael Cao",
            "canonical_url": "https://lendb.ai/lo/michael-cao-323021",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 482600,
            "full_name": "Derek Evans",
            "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1573753,
            "full_name": "Mitch Rigsby",
            "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 38,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 455252,
            "full_name": "Jay Lewis",
            "canonical_url": "https://lendb.ai/lo/jay-lewis-455252",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 248771,
            "full_name": "Chris Norwood",
            "canonical_url": "https://lendb.ai/lo/chris-norwood-248771",
            "branch_city": "Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 182553,
            "full_name": "Sanj Banga",
            "canonical_url": "https://lendb.ai/lo/sanj-banga-182553",
            "branch_city": "Glen Allen",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 226731,
            "full_name": "Emily Young",
            "canonical_url": "https://lendb.ai/lo/emily-young-226731",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 327439,
            "full_name": "April Lee",
            "canonical_url": "https://lendb.ai/lo/april-lee-327439",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1528553,
            "full_name": "Hunter Young",
            "canonical_url": "https://lendb.ai/lo/hunter-young-1528553",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 208973,
            "full_name": "Shawn Johnson",
            "canonical_url": "https://lendb.ai/lo/shawn-johnson-208973",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 271064,
            "full_name": "Kay Pearce",
            "canonical_url": "https://lendb.ai/lo/lucy-pearce-271064",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 617986,
            "full_name": "Philip McKenney",
            "canonical_url": "https://lendb.ai/lo/philip-mckenney-617986",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 2181432,
            "full_name": "Harmony Frimpong",
            "canonical_url": "https://lendb.ai/lo/harmony-frimpong-2181432",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 615239,
            "full_name": "Steve Maynes",
            "canonical_url": "https://lendb.ai/lo/steven-maynes-615239",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1492910,
            "full_name": "Neil Morrissette",
            "canonical_url": "https://lendb.ai/lo/neil-morrissette-1492910",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}