{
  "canonical_url": "https://lendb.ai/in/virginia/henrico-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 70 funded VA home loans in Henrico County, VA in 2025, 435 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (60), Veterans United Home Loans (49) and Freedom Mortgage (41). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Henrico County are linked below.",
  "county": {
    "fips": "51087",
    "name": "Henrico County",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 70,
    "lenders_10": 11,
    "loans": 435,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 34,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 226731,
            "full_name": "Emily Young",
            "canonical_url": "https://lendb.ai/lo/emily-young-226731",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 327439,
            "full_name": "April Lee",
            "canonical_url": "https://lendb.ai/lo/april-lee-327439",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1528553,
            "full_name": "Hunter Young",
            "canonical_url": "https://lendb.ai/lo/hunter-young-1528553",
            "branch_city": "Mechanicsville",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 208973,
            "full_name": "Shawn Johnson",
            "canonical_url": "https://lendb.ai/lo/shawn-johnson-208973",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 271064,
            "full_name": "Kay Pearce",
            "canonical_url": "https://lendb.ai/lo/lucy-pearce-271064",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 617986,
            "full_name": "Philip McKenney",
            "canonical_url": "https://lendb.ai/lo/philip-mckenney-617986",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}