{
  "canonical_url": "https://lendb.ai/in/virginia/isle-of-wight-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in Isle of Wight County, VA in 2025, 3 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (1), First Heritage Mortgage (1) and TowneBank Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Isle of Wight County are linked below.",
  "county": {
    "fips": "51093",
    "name": "Isle of Wight County",
    "state": "VA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 3,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 368436,
            "full_name": "Kris O'Reilly",
            "canonical_url": "https://lendb.ai/lo/kris-o-reilly-368436",
            "branch_city": "Suffolk",
            "branch_state": "VA"
          },
          {
            "nmls_id": 305679,
            "full_name": "Fran Weaver",
            "canonical_url": "https://lendb.ai/lo/fran-weaver-305679",
            "branch_city": "Suffolk",
            "branch_state": "VA"
          },
          {
            "nmls_id": 41413,
            "full_name": "Andrew Jordan",
            "canonical_url": "https://lendb.ai/lo/andrew-jordan-41413",
            "branch_city": "Newport News",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}