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canonical_url: https://lendb.ai/in/virginia/james-city-county/conventional-loans
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# Top lenders for conventional loans in James City County, VA

These are lenders, not loan officers. Of the lenders LenDb lists, 98 funded conventional home loans in James City County, VA in 2025, 761 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (109), Atlantic Bay Mortgage Group (71) and Prosperity Home Mortgage (64). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near James City County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 109 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.
2. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 71 conventional loans
   - LenDb does not list loan officers at this lender near James City County yet.
3. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 64 conventional loans
   - LenDb does not list loan officers at this lender near James City County yet.
4. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 45 conventional loans
   - LenDb does not list loan officers at this lender near James City County yet.
5. **[TowneBank Mortgage](https://lendb.ai/lender/townebank-mortgage-512138)**: 37 conventional loans
   - Loan officers LenDb lists at this lender near James City County: 5 ([Katie Hart](https://lendb.ai/lo/katie-hart-846320), [Andrew Jordan](https://lendb.ai/lo/andrew-jordan-41413), [McKim Beale](https://lendb.ai/lo/mckim-beale-517074), more on the lender page)
6. **[Lennar Mortgage](https://lendb.ai/lender/lennar-mortgage-1058)**: 34 conventional loans
   - LenDb does not list loan officers at this lender near James City County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 33 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.
8. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 33 conventional loans
   - Loan officers LenDb lists at this lender near James City County: 9 ([Beth Stephans](https://lendb.ai/lo/beth-stephans-140755), [Cindy White](https://lendb.ai/lo/cindy-white-212230), [Keith Freeland](https://lendb.ai/lo/keith-freeland-284773), more on the lender page)
9. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 24 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.
10. **[Towne Mortgage Company](https://lendb.ai/lender/towne-mortgage-company-3028)**: 21 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/virginia/james-city-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._