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canonical_url: https://lendb.ai/in/virginia/james-city-county/va-loans
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# Top lenders for VA loans in James City County, VA

These are lenders, not loan officers. Of the lenders LenDb lists, 63 funded VA home loans in James City County, VA in 2025, 396 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (33), Prosperity Home Mortgage (31) and Freedom Mortgage (29). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near James City County are linked below.

## Most VA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 33 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.
2. **[Prosperity Home Mortgage](https://lendb.ai/lender/prosperity-home-mortgage-75164)**: 31 VA loans
   - LenDb does not list loan officers at this lender near James City County yet.
3. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 29 VA loans
   - LenDb does not list loan officers at this lender near James City County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 29 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.
5. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 28 VA loans
   - LenDb does not list loan officers at this lender near James City County yet.
6. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 26 VA loans
   - Loan officers LenDb lists at this lender near James City County: 9 ([Beth Stephans](https://lendb.ai/lo/beth-stephans-140755), [Cindy White](https://lendb.ai/lo/cindy-white-212230), [Keith Freeland](https://lendb.ai/lo/keith-freeland-284773), more on the lender page)
7. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 24 VA loans
   - LenDb does not list loan officers at this lender near James City County yet.
8. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 23 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near James City County yet.
9. **[Lennar Mortgage](https://lendb.ai/lender/lennar-mortgage-1058)**: 19 VA loans
   - LenDb does not list loan officers at this lender near James City County yet.
10. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 17 VA loans
   - LenDb does not list loan officers at this lender near James City County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/virginia/james-city-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._