{
  "canonical_url": "https://lendb.ai/in/virginia/king-william-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in King William County, VA in 2025, 10 loans in all, per HMDA, FFIEC/CFPB data. The most active were Vanderbilt Mortgage and Finance, Inc. (2), American Financial Resources, LLC (2) and NVR Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near King William County are linked below.",
  "county": {
    "fips": "51101",
    "name": "King William County",
    "state": "VA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 8,
    "lenders_10": 0,
    "loans": 10,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 259819,
            "full_name": "Lynn Bossi-Kinsel",
            "canonical_url": "https://lendb.ai/lo/lynn-bossi-kinsel-259819",
            "branch_city": "Glen Allen",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 205645,
            "full_name": "Lori Skeeter",
            "canonical_url": "https://lendb.ai/lo/lori-skeeter-205645",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 247505,
            "full_name": "Ryan Charles",
            "canonical_url": "https://lendb.ai/lo/ryan-charles-247505",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 497422,
            "full_name": "Brandon Lewis",
            "canonical_url": "https://lendb.ai/lo/brandon-lewis-497422",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 2181432,
            "full_name": "Harmony Frimpong",
            "canonical_url": "https://lendb.ai/lo/harmony-frimpong-2181432",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 615239,
            "full_name": "Steve Maynes",
            "canonical_url": "https://lendb.ai/lo/steven-maynes-615239",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1492910,
            "full_name": "Neil Morrissette",
            "canonical_url": "https://lendb.ai/lo/neil-morrissette-1492910",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}