{
  "canonical_url": "https://lendb.ai/in/virginia/lynchburg-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 47 funded FHA home loans in Lynchburg city, VA in 2025, 234 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (29), NVR Mortgage (28) and Fairway Independent Mortgage Corporation (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lynchburg city are linked below.",
  "county": {
    "fips": "51680",
    "name": "Lynchburg city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 47,
    "lenders_10": 8,
    "loans": 234,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 29,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 540716,
            "full_name": "Ashley Wickstrom",
            "canonical_url": "https://lendb.ai/lo/ashley-wickstrom-540716",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1229598,
            "full_name": "Will Luper",
            "canonical_url": "https://lendb.ai/lo/william-luper-1229598",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1310514,
            "full_name": "Scott Martin",
            "canonical_url": "https://lendb.ai/lo/scott-martin-1310514",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 315849,
            "full_name": "Joe Jauch",
            "canonical_url": "https://lendb.ai/lo/joseph-jauch-315849",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1874697,
            "full_name": "Peyton Woodall",
            "canonical_url": "https://lendb.ai/lo/peyton-woodall-1874697",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2449224,
            "full_name": "Andrew Hall",
            "canonical_url": "https://lendb.ai/lo/andrew-hall-2449224",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}