{
  "canonical_url": "https://lendb.ai/in/virginia/lynchburg-city/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 24 funded VA home loans in Lynchburg city, VA in 2025, 86 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (21), United Wholesale Mortgage (12) and Freedom Mortgage (9). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lynchburg city are linked below.",
  "county": {
    "fips": "51680",
    "name": "Lynchburg city",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 24,
    "lenders_10": 2,
    "loans": 86,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 315849,
            "full_name": "Joe Jauch",
            "canonical_url": "https://lendb.ai/lo/joseph-jauch-315849",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1874697,
            "full_name": "Peyton Woodall",
            "canonical_url": "https://lendb.ai/lo/peyton-woodall-1874697",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2449224,
            "full_name": "Andrew Hall",
            "canonical_url": "https://lendb.ai/lo/andrew-hall-2449224",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 540716,
            "full_name": "Ashley Wickstrom",
            "canonical_url": "https://lendb.ai/lo/ashley-wickstrom-540716",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1229598,
            "full_name": "Will Luper",
            "canonical_url": "https://lendb.ai/lo/william-luper-1229598",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1310514,
            "full_name": "Scott Martin",
            "canonical_url": "https://lendb.ai/lo/scott-martin-1310514",
            "branch_city": "Lynchburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2726,
      "name": "Onity Mortgage Corporation",
      "slug": "onity-mortgage-corporation-2726",
      "canonical_url": "https://lendb.ai/lender/onity-mortgage-corporation-2726",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}