{
  "canonical_url": "https://lendb.ai/in/virginia/montgomery-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 83 funded conventional home loans in Montgomery County, VA in 2025, 625 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (79), Rocket Mortgage (58) and Movement Mortgage (58). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montgomery County are linked below.",
  "county": {
    "fips": "51121",
    "name": "Montgomery County",
    "state": "VA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 83,
    "lenders_10": 13,
    "loans": 625,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 659491,
            "full_name": "Jamey Roberts",
            "canonical_url": "https://lendb.ai/lo/jamey-roberts-659491",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1584328,
            "full_name": "Amanda Brooks",
            "canonical_url": "https://lendb.ai/lo/amanda-brooks-1584328",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1810356,
            "full_name": "Chris Eads",
            "canonical_url": "https://lendb.ai/lo/chris-eads-1810356",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 58,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 226869,
            "full_name": "Marianne Washington",
            "canonical_url": "https://lendb.ai/lo/marianne-washington-226869",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 315561,
            "full_name": "Sam Albimino",
            "canonical_url": "https://lendb.ai/lo/sam-albimino-315561",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 368716,
            "full_name": "Jon Higginbotham",
            "canonical_url": "https://lendb.ai/lo/jon-higginbotham-368716",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1838711,
            "full_name": "Daniel Schroeder",
            "canonical_url": "https://lendb.ai/lo/daniel-schroeder-1838711",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1996326,
            "full_name": "Victoria Outland",
            "canonical_url": "https://lendb.ai/lo/victoria-outland-1996326",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}