{
  "canonical_url": "https://lendb.ai/in/virginia/montgomery-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 36 funded FHA home loans in Montgomery County, VA in 2025, 126 loans in all, per HMDA, FFIEC/CFPB data. The most active were ALCOVA Mortgage (22), Rocket Mortgage (12) and Atlantic Bay Mortgage Group (11). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montgomery County are linked below.",
  "county": {
    "fips": "51121",
    "name": "Montgomery County",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 36,
    "lenders_10": 3,
    "loans": 126,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 659491,
            "full_name": "Jamey Roberts",
            "canonical_url": "https://lendb.ai/lo/jamey-roberts-659491",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1584328,
            "full_name": "Amanda Brooks",
            "canonical_url": "https://lendb.ai/lo/amanda-brooks-1584328",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1810356,
            "full_name": "Chris Eads",
            "canonical_url": "https://lendb.ai/lo/chris-eads-1810356",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 226869,
            "full_name": "Marianne Washington",
            "canonical_url": "https://lendb.ai/lo/marianne-washington-226869",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 315561,
            "full_name": "Sam Albimino",
            "canonical_url": "https://lendb.ai/lo/sam-albimino-315561",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 368716,
            "full_name": "Jon Higginbotham",
            "canonical_url": "https://lendb.ai/lo/jon-higginbotham-368716",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1838711,
            "full_name": "Daniel Schroeder",
            "canonical_url": "https://lendb.ai/lo/daniel-schroeder-1838711",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1996326,
            "full_name": "Victoria Outland",
            "canonical_url": "https://lendb.ai/lo/victoria-outland-1996326",
            "branch_city": "Blacksburg",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}