{
  "canonical_url": "https://lendb.ai/in/virginia/petersburg-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 51 funded FHA home loans in Petersburg city, VA in 2025, 166 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (18), Rocket Mortgage (16) and Freedom Mortgage (8). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Petersburg city are linked below.",
  "county": {
    "fips": "51730",
    "name": "Petersburg city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 51,
    "lenders_10": 2,
    "loans": 166,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 244305,
            "full_name": "Josh Klemmer",
            "canonical_url": "https://lendb.ai/lo/josh-klemmer-244305",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 286569,
            "full_name": "Jeff Baldwin",
            "canonical_url": "https://lendb.ai/lo/jeff-baldwin-286569",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 340812,
            "full_name": "Stephanie Ammons",
            "canonical_url": "https://lendb.ai/lo/stephanie-ammons-340812",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 86548,
      "name": "First Heritage Mortgage",
      "slug": "first-heritage-mortgage-86548",
      "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 323021,
            "full_name": "Michael Cao",
            "canonical_url": "https://lendb.ai/lo/michael-cao-323021",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 482600,
            "full_name": "Derek Evans",
            "canonical_url": "https://lendb.ai/lo/derek-evans-482600",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1573753,
            "full_name": "Mitch Rigsby",
            "canonical_url": "https://lendb.ai/lo/mitch-rigsby-1573753",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 211115,
            "full_name": "Dawn Schowalter",
            "canonical_url": "https://lendb.ai/lo/dawn-schowalter-211115",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1257647,
            "full_name": "Reece Williams",
            "canonical_url": "https://lendb.ai/lo/reece-williams-1257647",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1382057,
            "full_name": "Pat Clay",
            "canonical_url": "https://lendb.ai/lo/patricia-clay-1382057",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 248771,
            "full_name": "Chris Norwood",
            "canonical_url": "https://lendb.ai/lo/chris-norwood-248771",
            "branch_city": "Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 455252,
            "full_name": "Jay Lewis",
            "canonical_url": "https://lendb.ai/lo/jay-lewis-455252",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 322517,
            "full_name": "Mike Layton",
            "canonical_url": "https://lendb.ai/lo/mike-layton-322517",
            "branch_city": "Midlothian",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 2181432,
            "full_name": "Harmony Frimpong",
            "canonical_url": "https://lendb.ai/lo/harmony-frimpong-2181432",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 615239,
            "full_name": "Steve Maynes",
            "canonical_url": "https://lendb.ai/lo/steven-maynes-615239",
            "branch_city": "Richmond",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1492910,
            "full_name": "Neil Morrissette",
            "canonical_url": "https://lendb.ai/lo/neil-morrissette-1492910",
            "branch_city": "Richmond",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1482583,
            "full_name": "Lee Canterbury",
            "canonical_url": "https://lendb.ai/lo/lee-canterbury-1482583",
            "branch_city": "North Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 2227946,
            "full_name": "Bana Vigil-Liriano",
            "canonical_url": "https://lendb.ai/lo/bana-vigil-liriano-2227946",
            "branch_city": "North Chesterfield",
            "branch_state": "VA"
          },
          {
            "nmls_id": 325650,
            "full_name": "Sean Fritts",
            "canonical_url": "https://lendb.ai/lo/edward-fritts-325650",
            "branch_city": "Midlothian",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}