{
  "canonical_url": "https://lendb.ai/in/virginia/poquoson-city/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 17 funded FHA home loans in Poquoson city, VA in 2025, 34 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (6), NVR Mortgage (4) and Southern Trust Mortgage (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Poquoson city are linked below.",
  "county": {
    "fips": "51735",
    "name": "Poquoson city",
    "state": "VA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 17,
    "lenders_10": 0,
    "loans": 34,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2921,
      "name": "Southern Trust Mortgage",
      "slug": "southern-trust-mortgage-2921",
      "canonical_url": "https://lendb.ai/lender/southern-trust-mortgage-2921",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 1508062,
            "full_name": "Patrick Avery",
            "canonical_url": "https://lendb.ai/lo/patrick-avery-1508062",
            "branch_city": "Newport News",
            "branch_state": "VA"
          },
          {
            "nmls_id": 200234,
            "full_name": "Andrew Kellam",
            "canonical_url": "https://lendb.ai/lo/andrew-kellam-200234",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 205515,
            "full_name": "Wes Flowers",
            "canonical_url": "https://lendb.ai/lo/wesley-flowers-205515",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 46375,
      "name": "CalCon Mutual Mortgage LLC",
      "slug": "calcon-mutual-mortgage-llc-46375",
      "canonical_url": "https://lendb.ai/lender/calcon-mutual-mortgage-llc-46375",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 119913,
            "full_name": "Heather Todd",
            "canonical_url": "https://lendb.ai/lo/heather-todd-119913",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 259580,
            "full_name": "Kelly Cordero",
            "canonical_url": "https://lendb.ai/lo/kelly-cordero-259580",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 155629,
            "full_name": "Mark Davison",
            "canonical_url": "https://lendb.ai/lo/mark-davison-155629",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 271348,
            "full_name": "Holly Cross",
            "canonical_url": "https://lendb.ai/lo/holly-cross-271348",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 659493,
            "full_name": "Steve Rockefeller",
            "canonical_url": "https://lendb.ai/lo/stephen-rockefeller-659493",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1805443,
            "full_name": "Michael Anderson",
            "canonical_url": "https://lendb.ai/lo/michael-anderson-1805443",
            "branch_city": "Norfolk",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}