{
  "canonical_url": "https://lendb.ai/in/virginia/poquoson-city/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 30 funded VA home loans in Poquoson city, VA in 2025, 125 loans in all, per HMDA, FFIEC/CFPB data. The most active were NVR Mortgage (32), United Wholesale Mortgage (14) and Veterans United Home Loans (11). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Poquoson city are linked below.",
  "county": {
    "fips": "51735",
    "name": "Poquoson city",
    "state": "VA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 30,
    "lenders_10": 3,
    "loans": 125,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 69775,
            "full_name": "Dave Michaud",
            "canonical_url": "https://lendb.ai/lo/dave-michaud-69775",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 260324,
            "full_name": "James Walrod",
            "canonical_url": "https://lendb.ai/lo/james-walrod-260324",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          },
          {
            "nmls_id": 261072,
            "full_name": "Kevin Warren",
            "canonical_url": "https://lendb.ai/lo/kevin-warren-261072",
            "branch_city": "Virginia Beach",
            "branch_state": "VA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 2827416,
            "full_name": "Rex Bausas",
            "canonical_url": "https://lendb.ai/lo/rex-bausas-2827416",
            "branch_city": "Chesapeake",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1601120,
            "full_name": "Jeremey Bodo",
            "canonical_url": "https://lendb.ai/lo/jeremey-bodo-1601120",
            "branch_city": "Chesapeake",
            "branch_state": "VA"
          },
          {
            "nmls_id": 1851342,
            "full_name": "Kaye Dickerson",
            "canonical_url": "https://lendb.ai/lo/kaye-dickerson-1851342",
            "branch_city": "Chesapeake",
            "branch_state": "VA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}